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  • The 2026 National Pension System framework at a glance, covering the 14% employer deduction, entry age of 70 and the 1:30 PM same-day NAV cut-off.
    Investing

    National Pension System (NPS) India 2026: 14% Employer Deduction, Entry Age 70 and 1:30 PM NAV Cut-off Explained

    By Prathamesh C. | Financial Analyst | 12 min read | Published: September 28, 2026 Disclaimer: This article is…

    Read More National Pension System (NPS) India 2026: 14% Employer Deduction, Entry Age 70 and 1:30 PM NAV Cut-off ExplainedContinue

  • A young Indian couple reviewing home loan paperwork with a house key, symbolising subsidy-backed homeownership.
    Loan

    Is There a 0% Interest Home Loan in India? What’s Actually Available (Up to ₹1.80 Lakh in Real Subsidy)

    By Prathamesh C., Financial Analyst · 8 min read · Published September 27, 2026 Disclaimer: This article is for…

    Read More Is There a 0% Interest Home Loan in India? What’s Actually Available (Up to ₹1.80 Lakh in Real Subsidy)Continue

  • Comparison of highest FD interest rates offered by Indian banks in September 2026
    Investing

    Which Banks Offer the Highest FD Rates in India? (Top Rate: 8.60% — September 2026 Update)

    Author: Prathamesh C., Financial Analyst | Reading time: ~8 min | Last updated: September 26, 2026 | Next scheduled…

    Read More Which Banks Offer the Highest FD Rates in India? (Top Rate: 8.60% — September 2026 Update)Continue

  • HDFC ERGO insurance premium cost analysis 2026 hero graphic
    Insurance

    Why Is HDFC ERGO Insurance So Expensive? The 84–89% Claim Ratio Behind the Price (2026)

    By Prathamesh C., Financial Analyst · 9 min read · September 26, 2026 Disclaimer: This article is for educational…

    Read More Why Is HDFC ERGO Insurance So Expensive? The 84–89% Claim Ratio Behind the Price (2026)Continue

author prathamesh chavan

Prathamesh Chavan

Prathamesh Chavan is a financial analyst in the banking sector, with a background in banking. He specializes in personal finance and is passionate about applying analytical insight to real-world financial decisions.

About Me
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